Thanks for the responses, guys!!
OK, in no particular order....
1. We don't have frost where my house is. Minimum recorded
ever between 1961-1990 was -1 and average minimum is +7,this winter we went down to 5.

Summer is the main concern for me, where days can get to 40..

but 30's are common..
2. The tubes are 58mm.
3. Water quality is good, kettles don't fur up and when my last cylinder failed, the element was not furred beyond a thin coating after more than 8 years installed.
4. The system is going to run at 400kpa, reduced with a reducing valve from mains which is around 700kpa average.
5. The roof where it's going to go is North facing and has sun on it from around 10am to sunset, at a 45 degree pitch.
6. My cylinders are from the local manufacturer and are designed to be full electric or solar/electric with the addition of a "flange assembly" that has the necessary fittings to allow the solar panels to be plumbed in. Here is a link to their .pdf and the flange is on pg 3.
http://www.climatetemp.info/south-africa/cape-town.html Mods, my apologies if it infringes the rules, please delete.
7. I agree on the pumps, probably ours are suspect. I will run a 220v for now.
8. Connecting the cylinders to feed the house in one direction and the solar panels to feed the other way will not be a problem with the way the cylinders are designed.
9. Is there a control system with a valve that switches to bypass at a certain preset temperature available to route to a heat dump? I will probably need to import that due to the absence of any idea what a heat dump is here.....
10. Can the system in 9 also be programmed to circulate if temps go below a preset minimum for freezing (if it ever happens)?
11. If I use a heat exchanger I assume I will require 2 pumps? One to circulate through the panels and the other to circulate through the cylinders. Yes/No?
The house is a double story with the upper floor under the full roof (like an attic with a reduced footprint), and the cylinders will be on that level. Height difference will be +- 5m to the top of the panels and 4m laterally.
12. If I use a heat exchanger, would it benefit me to use a wetting agent/antifreeze in the closed system or will water be OK?
13. Plumbing fittings are 3/4" (20mm) as standard, is that OK or should I go to 1/2" (15mm)?
14. ALL hot lines will be lagged to prevent loss, of course. I will investigate the specifications for max melting temps.
15. We do produce electricity from coal, but also have one nuclear station and another 2 on the cards. Problem is, the thieving barstewards in the national grid have allowed the network to decay to the point where it now needs a huge injection of money and have secured permission from government to hit us with huge tarriff hikes over a few years to pay for their incompetence....
http://www.engineeringnews.co.za/article/nersa-approves-248-eskom-tariff-hike-for-201011-2010-02-24Not to mention that you can buy SA generated electricity as far as Botswana for less than I pay at home a few miles from the nuclear station....

The next mission will be addressing my electric usage and reducing that exposure, but one thing at a time......
Thanks for the replies, and I hope I have covered the points raised so far. I am off to get more info on the available control systems to see what they can do.