jack
your ideas are not far away from my setup

i am not so sure with the battery idea ( its like adding a girlfriend to the household --- too much voltage then in the end

)
A battery bank (again, starting quite small but growing when funds allow)
adding a new battery to an old one can be a loss ( the new ones will adapt the bad habits of the old one ..i guess)
My system is based on an inverter/charger idea -------- so you connect the incoming grid to him (her

) program her to say how much to use from the battery the rest is provided by the grid...
or/and tell her to keep the battery topped up ...
But if you go down that road , i would consider a system based on the night unit tarifs -- so charge the battery in the night to use the units during the day( save money for the investment and add on more PV panels year by year -- as a christmas gift

)
These inverter/charger units are available in every size ( in the occasion of a powercut that inverted power is all you have) but you can parallel upto five units to increase power (by time)
did anybody understand me ? i guess not

perhaps this helps
http://www.victronenergy.com/upload/documents/Achieving_the_impossible.pdfbilli